Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast. But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s …
Your Tax Refund Can Help You Buy a Home.
Your Tax Refund Can Help You Buy a Home. Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these …
Your Tax Refund Can Help You Achieve Your Homebuying Goals
Use your tax refund to buy a home Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tas refund can help you achieve your goals by paying for some of these expenses. …
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How’s the Real Estate Market?
How’s the Real Estate Market? As real estate professionals we get asked almost daily “How’s the real estate market?” and we are happy to share anytime… because let’s be real! We love talking about real estate and sharing our knowledge with anyone who asks. Having been in the real estate industry for over 20 years, …
Helping Veterans Achieve Their Dream of Homeownership
Helping Veterans Achieve Their Dream of Homeownership... It's what we do at BST Realty LLC. Did you know that we have Homes for Heroes Affiliate Brokers that can help you receive an average of $3,000 after closing? Contact one of our agents today to find out more! Erica Rumpca, Broker Alisha Burk, Broker For over …
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Bring on the Holidays and Make Memories
The shorter days bring on longer evenings to snuggle in and enjoy a cozy fire, catch up on a good book, or prepare for the holidays that are upon us. However you choose to spend it, embrace the beauty of the season remembering to slow down and enjoy the moments that create memories.
What’s Ahead for Home Prices?
What’s Ahead for Home Prices? As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most …
The Emotional and Non-financial Benefits of Homeownership
With higher mortgage rates, you might be wondering if now's the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.
The True Strength of Homeowners Today
What is the strength of home owners today? The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 …
Why You Should Consider Condos as Part of Your Home Search
Why consider condos in your search? The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for …
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Keeping Your Cool
August is almost coming to a close. And, there is still a lot of sunshine ahead and fun activities to be had. Ways of keeping your cool are vast though in the gorgeous Willamette Valley. At BST Realty LLC, we are so thankful for all the amazing areas we get to view with our clients. …
Experts Increase 2022 Home Price Projections
If you’re wondering if home prices are going to come down due to the cooldown in the housing market or a potential recession, here’s what you need to know. Not only are experts forecasting home prices will continue to appreciate nationwide this year, but most of them also actually increased their projections for home price appreciation from their original 2022 …
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Want To Buy a Home? Now May Be the Time.
There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates help slow the frenzy the housing market saw …
The Drop in Mortgage Rates Brings Good News for Homebuyers
Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. Freddie Mac reports that the average 30-year rate was down to 5.30% from 5.81% …
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Things To Avoid After Applying for a Home Loan
Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying for …
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Meet Trevor Bledsoe
Meet Trevor Bledsoe, one of our fantastic agents! Trevor believes that honesty, strong communication skills, and integrity are key when it comes to how he approaches real estate. His knowledge expands into residential, rural, and commercial properties. This is because he enjoys understanding all the different facets of real estate. If you’re thinking about buying …
Summertime Activities
It’s the first day of summer! How have you been spending your time so far? There are so many things to do in the Willamette Valley and beyond. It’s hard to choose, especially when summer rolls around. Whether you're going to a favorite swimming hole or stopping by a delectable ice cream shop, you’ve got …
National Homeownership Month
June is National Homeownership Month. During this time, it's good to reflect on where you are at and want to be when it comes to real estate. Perhaps you're a renter that is looking to take the plunge. It's new terrain that you haven't quite gotten to know. If you own your home, perhaps now …
Like a Duck Out of Water
When it’s your first time at anything, you may feel like a duck out of water (or a fish?). It’s perfectly natural to feel this way. At BST Realty LLC, we are here to help answer any questions you may have about the real estate process. If it seems like uncharted waters, we are here …
Why Home Loans Today Are Different
In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns. Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website: “The MCAI provides the only standardized …
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