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What To Know About Closing Costs

What To Know About Closing Costs Now that you’ve decided to buy a home and are ready to make it happen, it’s a good idea to plan ahead for the costs that are a typical part of the homebuying process. And while your down payment is probably the number one expense on your mind, don't forget about closing costs. …

Down Payment Assistance Programs Can Help Pave the Way to Homeownership

money for mortgage

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you think: Data from NAR shows the median …

Mortgage Rates in the coming year

Explaining Today’s Mortgage Rates If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.  But, there’s one thing that’s historically a good indicator of what’ll happen with rates, and that’s …

Bring on the Holidays and Make Memories

The shorter days bring on longer evenings to snuggle in and enjoy a cozy fire, catch up on a good book, or prepare for the holidays that are upon us. However you choose to spend it, embrace the beauty of the season remembering to slow down and enjoy the moments that create memories.

What’s Ahead for Home Prices?

What’s Ahead for Home Prices? As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most …

The True Strength of Homeowners Today

What is the strength of home owners today? The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 …

Why You Should Consider Condos as Part of Your Home Search

Why consider condos in your search? The historically low inventory over the past few years led to challenges for many buyers trying to find a home that met their needs and their budget. If you’re in the same boat, you should know the recent shift in the housing market may have opened up doors for …

August Activities – Too many fun choices!

There is no shortage of things to do this August in the Willamette Valley! We are in full swing with summer, and there are so many fun activities. It’s honestly hard to choose from since there are so many. If you’re in the mood to get your groove on with music, you’re in luck. There …

Illuminate Your Home Pathway

The fog of the Willamette Valley can be beautiful. It can also be a little intimidating because you can’t exactly view what’s ahead. Sometimes when you think about starting up the process for buying or selling a home, it feels overwhelming due to a feeling of uncertainty. That’s okay. At BST Realty LLC, we are …

Your Winter Home Pathway

Buying or selling a home is typically thought about as a springtime activity. However, did you know that winter is a great time, too? Some perks go along with it. If you’re a seller, then putting your home on the market during winter could mean less competition with other homes for sale. In addition, if …

Winter Wonderland

A winter wonderland made it to our doorsteps this holiday! Sometimes, a bit of snow can make the holidays that much more special. Although, if you have chosen to travel to loved ones, we hope that you have had safe travels from the winter storms as well. The winter snow has a way of creating …

Beat the Heat

It has become mighty hot out there. In the Willamette Valley, we’ve got some pretty great recreation spots to choose from to try and beat the heat. If you’re looking for a good swimming hole, then look no further than Coolidge McClain Park in Silverton. There are even some handy life vests to help you …

We Love Our Community

We want to give a big thanks to all the people who wrote down their appreciation to our COVID heroes. We love our community. At BST Realty LLC, we believe in supporting community and love that so much gratitude and admiration were shared on the love notes to COVID heroes that we had posted on …

Horseback Riding

As the days get colder, the forest gets greener. Sometimes it’s the perfect time to go on a hike when you need a little solace from your day to day routine. Because, there are just less people out on the trail. Other times, it may be a great day to take a horse on the …

Meet Melissa Boyd

Meet Melissa Boyd

Melissa with her adorable pugs in the sunshine. Meet Melissa Boyd! If you're looking for an agent that takes her clients' needs seriously by truly listening, educating, and being there above and beyond - then Melissa is your person. When Melissa walks into a room, you know that she's not only a genuinely caring person, …

Meet Sheldon Lesire

Meet Sheldon Lesire

Meet Sheldon Lesire, one of our wonderful agents at BST Realty LLC! Sheldon uses his knowledge of home loans and background as an educator in his real estate expertise. Growing up, Sheldon would hear his dad talk about his work in home loans. Later on Sheldon started working with kids in Junior High at Eugene …

Your Personal Oasis

Your Oasis

Waterfalls are a huge part of the Willamette Valley. From Silver Falls to Shellburg, and all the gems in between, we are so thankful to be surrounded by the majestic beauty of nature. Silver Falls State Park is just a short jaunt from Silverton and the Salem area. Even though it's rainy out, it could …

Real Estate Will Lead the Economic Recovery

Real Estate Will Lead the Economic Recovery. With more U.S. states reopening for business this summer, and as people start to return to work, we can expect the economy to begin improving. Most expert forecasts indicate this economic recovery will start to happen in the second half of this year. As we get back to work …

Three Reasons Why Pre-Approval Is the First Step in Homebuying

Three Reasons Why Pre-Approval Is the First Step in the 2020 Homebuying Journey When the number of buyers in the housing market outnumbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own. This …